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James Wearmouth’s Things I Like: 1 – TXT2PAY

This idea is fantastic! Picture the scene: You fancy a coffee, and you’ve left your wallet at home – ordinarily you can’t get your caffeine boost! But now, simply text the amount that you want to pay to the retailers unique name, wait 5-10 seconds after you’ve sent the text and the bill’s paid!

Unfortunately with Apple Pay and an Android equivalent coming soon, the idea already looks doomed.